Requisites of a Cheque – Negotiable Instruments Act, 1881

The essential requisites of a cheque are: (1) The instrument must be in writing. (2) It must contain an unconditional order. (3) The instrument must be drawn on a specified banker. (4) The order must be only for the payment of certain sum of money. (5) Name of the payee must be mentioned. (6) Date.

The cheque may be written in hand by using ink or ball point pen, typed or even it may be printed. But the customer should not use pencil to fill up the cheque form. Even though other columns may be permitted to be written in hand or printed or typed, the signature should be made by ink pen or ball point pen by the maker.

The order to pay the amount must be unconditional. If there is any condition imposed to pay the amount to the holder of the cheque, then it will not be considered as a cheque. A cheque payable on a contingent event is void ab initio. 

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